How are you develop your own philosophy? I believe that people build thier own philosophy by deeply face themselves. Reading book and answering the question making you facing yourself in depth is every effective to develop own philosophy. …

1. The objective is always reverse between banks and you. At a low interest trend, you want to pay back your loan at variable interest rate while banks recommned the reverse because they have to stop thier pottential loss owing to the low …

Organization theory is for people to be happy. It is not to bound people.The fundamental is organisational citizenship behavior because it creates psychological safety for people working in organization. Immature armatures must not exist i…

It is similar to what we learned as children: doutoku.It is not just friendship but attitude of each one toward shared future community he/she belongs to.I was very convinced Konosuke Matsushita's saying: Do you have good luck? If not, acc…

Leaders who like to micromanage create a dull organization.Therefore, it is quite important to create leaders who can delegate to their subordinates.As a leader, I would make standard processes that I have aqwired to make projects complete…

Focus on how we create value. Not on the way you work first. If so, you would lose your objectives, resulting in failure of Hatarakikata-kaikaku.It is not effective to focus on only reducing the input for better productivity because reduct…

I have learned how my in expression Japanese is sometimes not concise. When I gave instructions for our information systems to a new employee from Taiwan, he sometimes stopped nodding to my instruction. Which means that it is not a matter …

Companies cannot keep employees like family members, giving rich benefits. Instead, they concisely tell employees that they would build their careers by themselves. VUCA has destroyed the traditional business model. The companies cannot su…

Three roles of a bank Settlement The charge of settlement is the bank's income. Finance While a bank accepts money by giving some interest, it lends it to those needing money with charging interest. The difference of interest between getti…

The most basic factor which drives the economy is a human's desire. In deflation, the stagnation of the Nominal GDP means that people have not improved their abilities to create added-value. As the salary does not increase, prices get down…

A principle of economical behavior People consciously or unconsciously select opportunities within limited resources such as time. If people choose one of the options they can select, they lose something. In other words, options are always…

First, you should know the difference between the Japanese language and English. Then you should understand where the difference has come from. You will understand it come from a culture deeply rooted in each society. Which has some influe…

Create a situation that create a interesting hypothese. When tons of patterns match facts, your brain create interesting hypothese. It is neccesary to watch and take in many patterns that are make in different industory you are working in …

I think CEOs should be chosen through objective and collective perspectives. Corporate governance code is helpful for that. 1Japanese companies have recorded lower ROE than those in the U.S. and EU. The primary factor of that is low profit…