2020-03-01から1ヶ月間の記事一覧

Three roles of a bank and how it fails

Three roles of a bank Settlement The charge of settlement is the bank's income. Finance While a bank accepts money by giving some interest, it lends it to those needing money with charging interest. The difference of interest between getti…

Macro economy - the cause of Japan's deflatation

The most basic factor which drives the economy is a human's desire. In deflation, the stagnation of the Nominal GDP means that people have not improved their abilities to create added-value. As the salary does not increase, prices get down…

Micro economy 2

A principle of economical behavior People consciously or unconsciously select opportunities within limited resources such as time. If people choose one of the options they can select, they lose something. In other words, options are always…

The secret of global communication

First, you should know the difference between the Japanese language and English. Then you should understand where the difference has come from. You will understand it come from a culture deeply rooted in each society. Which has some influe…

Settting up a situation that creates interesting hypotheses

Create a situation that create a interesting hypothese. When tons of patterns match facts, your brain create interesting hypothese. It is neccesary to watch and take in many patterns that are make in different industory you are working in …

A succession of CEO comes from corporate governance

I think CEOs should be chosen through objective and collective perspectives. Corporate governance code is helpful for that. 1Japanese companies have recorded lower ROE than those in the U.S. and EU. The primary factor of that is low profit…